Kosasih, Johannes Ibrahim (2014) KLAUSULA BANK (BANKER’S CLAUSE) DALAM MITIGASI RISIKO KREDIT PERBANKAN SEBAGAI UPAYA PENERAPAN PRINSIP KEHATI-HATIAN (PRUDENTIAL BANKING). Dialogia Iuridica, 6 (1). pp. 1-11. ISSN 2085-9945
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1. Johannes Ibrahim_KLAUSULA BANK (BANKER’S CLAUSE) DALAM MITIGASI RISIKO KREDIT PERBANKAN SEBAGAI UPAYA PENERAPAN PRINSIP KEHATI-HATIAN (PRUDENTIAL BANKING).pdf - Published Version Restricted to Registered users only Download (1MB) |
Abstract
One of intermediation function for bank financial institution is distribute credit to people. Credit is an activity to give a benefit for sustainability of bank so many effort taken in order to avoid any problematic credit (Non-Performing Loan) which could harm a bank. Risk mitigation is an effort to optimize performance of bank although it is hard to avoid problematic credit in term of macro or micro. Bank as a intermediation body, minimalize risk by arranging banker’s clause against debtor with aim to eliminate risk for third party. In this case, assurance companies act as insurer of compensation for all credit risk. Compensation diverted to bank in order to decrease ban risk and calculated with debit residue of loan from debtor.
| Item Type: | Article |
|---|---|
| Uncontrolled Keywords: | Keywords: Banker’ Clause, risk mitigation of credit, prudential banking principle. |
| Subjects: | K Law > K Law (General) |
| Divisions: | Fakultas Hukum > S-1 Ilmu Hukum |
| Depositing User: | admin LPPM |
| Date Deposited: | 28 Aug 2017 01:48 |
| Last Modified: | 28 Aug 2017 01:48 |
| URI: | http://repository.lppm.maranatha.edu/id/eprint/225 |
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